EZ Access Mortgage LLC
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NMLS #1632012  ·  nmlsconsumeraccess.org
Licensed by the NJ Department of Banking and Insurance.

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866.217.1315contact@ezaccessmortgage.com190 Moore St, Suite 271
Hackensack NJ 07601

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Disclaimer: This information is provided solely for informational purposes. This does not constitute a commitment to lend or extend credit. Information and dates may change without prior notice. Every loan is contingent upon credit approval. EZ Access Mortgage LLC does not make any direct mortgage loan commitments or fund any mortgage loans under the advertised programs. EZ Access Mortgage LLC partners with third-party providers to arrange loans.

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Educational resources

Insights, tips & guides for smarter home financing

Articles with insights, tips, and guides to navigating the world of property financing including residential and commercial properties.

10 articles in this view·Mortgage Basics·Designed to bridge into comparison and consultation

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  3. Articles
Mortgage Basics

Best for borrowers who want foundational explanations before comparing programs or talking to an advisor.

All ArticlesMortgage BasicsHomebuyer TipsFinancial Insights

Learn first, then move into the right loan path.

These articles help you understand the decision. When one topic starts to match your situation, move into program comparison or a consultation rather than researching in circles.

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Featured reading

Fixed vs. adjustable-rate mortgages

Compare fixed and adjustable-rate mortgages side by side: how they work, what each costs over time, and which fits your financial goals.

March 20, 2026

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When an article sounds like your situation, switch from reading to a decision path.

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Facing Foreclosure? Your Options and How to Act Now
Mortgage Basics
November 2, 2025

Facing Foreclosure? Your Options and How to Act Now

Foreclosure is the process of a lender seizing a property in accordance with the terms stipulated in the mortgage contract. Read about foreclosure and how to avoid it.

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Glossary of Terms
Mortgage Basics
November 2, 2025

Glossary of Terms

Dive into our detailed glossary of mortgage terms to deepen your understanding of real estate and lending. This resource is packed with essential definitions and insights for all homebuyers.

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Closing Costs
Mortgage Basics
September 8, 2025

Closing Costs

A closing cost is a payment required to finalize a home loan and is separate from a down-payment. Read about closing cost, their purpose, how you can pay them and more.

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The Mortgage Application Checklist
Mortgage Basics
September 8, 2025

The Mortgage Application Checklist

We have created a checklist of things for you to compile, complete and acknowledge before applying for your mortgage. See the fill list.

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Appraisals
Mortgage Basics
September 7, 2025

Appraisals

An appraisal is an estimate of a property’s fair market value and is required by a lender to ensure the loan amount is not more than the property value. Read about appraisals, how they work, ownership and more.

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Guide to getting pre-approved for a mortgage
Mortgage Basics
September 7, 2025

Guide to getting pre-approved for a mortgage

Learn the steps to secure pre-approval and confidently start your home-buying journey.

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Private Mortgage Insurance
Mortgage Basics
September 7, 2025

Private Mortgage Insurance

PMI, or Private Mortgage Insurance, offers lender protection for down payments under 20%. Understand PMI's operation, pricing, and more insights.

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Refinance
Mortgage Basics
September 7, 2025

Refinance

Refinancing your mortgage is a common practice used to lower monthly payments, interest rates, lower your DTI and more. Read about refinancing, how it works, cost and more.

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Things to know about Credit when buying a home
Mortgage Basics
September 7, 2025

Things to know about Credit when buying a home

Credit history is a recorded file of past and current credit that is utilized to compile a credit score. Read about credit, how it works, how to improve your score.

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Programs Commonly Paired With This Topic

Conventional Loans

Borrowers with stronger credit and stable qualifying documentation.

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FHA Loans

First-time buyers or borrowers needing a more flexible qualification path.

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VA Loans

Eligible veterans, active-duty service members, and surviving spouses.

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